Health Insurance / Benefits and Coverages What are first year/ second year exclusions? Answer: During the period of insurance cover, the expenses on treatment of certain diseases such as cataract, hernia, piles, sinusitis, benign ...
Health Insurance / Claim Process What are the facilities offered by a TPA? Answer: 1 A 24 X 7 assistance to all policy holders through toll free number of the TPA 2 Online assistance ...
Health Insurance / Benefits and Coverages Is maternity covered in health insurance policies? Answer: Most of the companies do not cover maternity and related conditions but some companies like Apollo Munich, Max Bupa have ...
Car Insurance / Discounts What is No Claim Bonus (NCB)? Answer: If no claim is made during the policy period, No Claim Bonus (NCB) on OD premium is offered on renewals ...
Personal Accident Insurance / General What is the basis of arriving at the sum insured? Answer:
Sum insured is based on various factors namely :(1) income from gainful employment, (2) type of occupation, (3) age ...