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Travel Insurance / Benefits and Coverages
I have taken a rental car abroad. Is the damage to the rental vehicle covered
Answer:
No, it is one of the exclusions of the policy. Kindly refer the policy wording for further details. ...
Travel Insurance / General
My overseas stay has been extended by 3 days. Is it covered under the 'automatic
Answer:
No, you will have to extend your policy for the required number of days by paying extra premium for the ...
Marine Insurance
What are the various types of coverages available in marine
insurance
?
Answer:
The following type of covers are available as per the International norms and generalised worldwide for import/export of goods. All Risk Cover – ...
Marine Insurance
Is War risk covered under the Marine policy?
Answer:
Yes ,generally the War Risk is covered under Marine Policy but the
insurance
comp
any
charges specificied rate as per norms, to cover ...
Marine Insurance
Is storage at warehouse coverage included in the marine Transit policy?
Answer:
The marine transit
insurance
policy does not cover goods temporarily stored during the normal course of transit. If goods are stored outside ...
Marine Insurance
What is the minimum deductible in India under marine cargo policy?
Answer:
A minimum of 0.5% of Invoice/ Consignment Value or Rs.5000 whichever is more is the standard deductible in India. The higher excess ...
Workmen Compensation
What is Workmen Compensation or Employer Liability
Insurance
?
Answer:
The Act provides the payment of compensation by the Employer to the employees or their dependents in the event of fatal ...
Workmen Compensation
How to file claim under the Workmen Compensation Policy?
Answer:
The injured person or his dependants have to give a notice to the employer to pay Compensation as per the provisions ...
Travel Insurance / General
Is travel health
insurance
taken in India for a PIO or OCI card holder residing
Answer:
Yes, provided the person has been living in India for more than six months. ...
Travel Insurance / Claim Process
How are the “Customary and Reasonable” charges determined for specific expenses that might be incurred
Answer:
"Reasonable & Customary charges" means the charges for services or supplies, which are the standard charges for the specific provider ...
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