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• Travel Insurance / General
  What are the extra charges for including baggage in the travel insurance?
  Answer: Loss and delay of Baggage is included in almost all of the travel insurance plans up to the specified limits. Please click ...
• Travel Insurance / General
  Does Hypertension or diabetes come under pre existing diseases? The list in all policies shows
  Answer: This is a general list of certain specified illnesses for which most of the insurers do not provide coverage.  So, ...
• Travel Insurance / General
  Can we purchase insurance policy for more than 182 days in the first instance (instead
  Answer: No, single trip travel insurance is available for 180/182 days only and can be further extended 7-10 days before expiry ...
• Travel Insurance / Benefits and Coverages
  What happens if my baggage is delayed for more than one day but not lost?
  Answer: Most insurance companies cover baggage delay if the baggage is delayed for more than 12 hours. Compensation is given for ...
• Health Insurance / Benefits and Coverages
  What are first year/ second year exclusions?
  Answer: During the period of insurance cover, the expenses on treatment of certain diseases such as cataract, hernia, piles, sinusitis, benign ...
• Health Insurance / Claim Process
  What are the facilities offered by a TPA?
  Answer: 1 A 24 X 7 assistance to all policy holders through toll free number of the TPA 2 Online assistance ...
• Health Insurance / Claim Process
  What is the benefit of carrying a health card?
  Answer: The benefit of carrying the Health Card is that you and your family members get access to the cash less ...
• Health Insurance / Claim Process
  Should the claim be submitted to the Insurance Company or TPA?
  Answer: The claim has to be submitted directly to the TPA for timely settlement. ...
• Health Insurance / Benefits and Coverages
  Is maternity covered in health insurance policies?
  Answer: Most of the companies do not cover maternity and related conditions but some companies like Apollo Munich, Max Bupa have ...
• Health Insurance / General
  In case of family floater health insurance what happens if the primary insured person expires?
  Answer: If the primary insured person expires, the other Insured Persons may apply to continue the Policy within 30 days of his/her ...

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