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• Car Insurance / Benefits and Coverages
  What are the risks covered by the Comprehensive policy?
  Answer: Comprehensive insurance policy covers your vehicle against following risks: Natural calamities Man-made calamities Personal accident Third party legal liability Any permanent injury /death of a ...
• Car Insurance / Renewal
  What if my current policy is already expired?
  Answer: You can still renew your policy after your vehicle inspection is complete. Insurance companies may apply additional loading on premium ...
• Car Insurance / Discounts
  What is No Claim Bonus (NCB)?
  Answer: If no claim is made during the policy period, No Claim Bonus (NCB) on OD premium is offered on renewals ...
• Car Insurance / Claim Process
  What is cash less facility and what is the benefit of cash less facility?
  Answer: Cashless facility means settlement of claims on cashless basis where the insured has to pay only deprecation amount of the ...
• Personal Accident Insurance / Claim Process
  What does the family/next of kin need to do in the event of claim?
  Answer: In the event of claim, your family/next of kin needs to intimate the company in writing, or over the phone at ...
• Car Insurance / General
  If my No Claims Bonus (NCB) has been earned in another country, is it still
  Answer: An insured may be granted NCB on a new policy taken out in india as per entitlement earned abroad,provided the ...
• Car Insurance / General
  What is No Claims Discount (NCD) or No Claims Bonus?
  Answer: They are same.This is the term used to describe the discount insurance companies give policyholder when they have not made ...
• Personal Accident Insurance / General
  What types of events are covered under Personal Accident Insurance?
  Answer: An accident may include events like: • Rail / Road / Air Accident.• Injury due to any collision/fall.• Injury due to ...
• Personal Accident Insurance / General
  What is the basis of arriving at the sum insured?
  Answer:   Sum insured is based on various factors namely :(1) income from gainful employment, (2) type of occupation, (3) age ...
• Personal Accident Insurance / Benefits and Coverages
  Does Personal Accident Insurance offer coverage against terrorism and acts of terrorism?
  Answer: Yes, it offers coverage against terrorism and acts of terrorism, other terms, conditions & exclusions applicable. ...

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