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• General / Grievances and Complaints
  What should I do if my insurer is not listening to my complaints regarding my
  Answer: The Insurance regulator , IRDA has developed Integrated Grievance Management System(IGMS) which facilitates online registration of policyholders’ complaints and helps ...
• Travel Insurance / General
  I have purchased a family travel insurance policy for sum insured US$50000. Does this mean
  Answer: The coverage is for all of you together and not per person. This means that in any case, the total ...
• Travel Insurance / General
  My overseas stay has been extended by 3 days. Is it covered under the 'automatic
  Answer: No, you will have to extend your policy for the required number of days by paying extra premium for the ...
• Marine Insurance
  What are the various types of coverages available in marine insurance?
  Answer: The following type of covers are available as per the International norms and generalised  worldwide for import/export of goods. All Risk Cover – ...
• Marine Insurance
  Is War risk covered under the Marine policy?
  Answer: Yes ,generally the War Risk is covered under Marine Policy but the insurance company charges specificied rate as per norms, to cover ...
• Marine Insurance
  Is storage at warehouse coverage included in the marine Transit policy?
  Answer: The marine transit insurance policy does not cover goods temporarily stored during the normal course of transit. If goods are stored outside ...
• Marine Insurance
  What is the minimum deductible in India under marine cargo policy?
  Answer: A minimum of 0.5% of Invoice/ Consignment Value or Rs.5000 whichever is more is the standard deductible in India. The higher excess ...
• Car Insurance / General
  What will be Personal Accident claim status in case person has more than one
  Answer: The entitlement of the insured under Compulsory owner Driver Personal Accident cover arises whilst Driving the insured vehicle including mounting ...
• Workmen Compensation
  What is Workmen Compensation or Employer Liability Insurance?
  Answer: The Act provides the payment of compensation by the Employer to the employees or their dependents in the event of fatal ...
• Workmen Compensation
  What is not payable/ excluded by Workmen Compensation Insurance?
  Answer: The following conditions are not covered under the policy. Any injury by accident or disease directly attributable ...

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