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• Travel Insurance / Benefits and Coverages
  I am going for pilot training. Does my overseas health insurance cover medical expenses to
  Answer: No, your overseas health insurance policy does not cover the medical treatment for injuries sustained during training. You will have ...
• Personal Accident Insurance / Claim Process
  What does the insured/next of the kin of insured have to do in the event
  Answer:   IN THE EVENT OF ACCIDENTAL INJURIES• Immediate written notice should be given to the Insurance Company with all particulars.• ...
• Travel Insurance / General
  My travel medical policy has expired and I forgot to extend same. Can I get
  Answer: Insurance companies generally provide three days grace period to get your travel medical insurance policy extended provided there is no ...
• Travel Insurance / Benefits and Coverages
  Is there a cover for pre-existing medical conditions?
  Answer: Pre existing diseases are excluded from the scope of travel health insurance policies. But some companies namely Religare(cover up to 10% ...
• Travel Insurance / Claim Process
  Do we need to pay upfront in case of a medical treatment and then claim,
  Answer: In an emergency situation where hospitalization and/or medical evacuation are required, the insurer covers these costs upfront (subject to the ...
• Personal Accident Insurance / General
  Should I and family members undergo any medical test to get this Insurance?
  Answer: No, medical tests are not required. ...
• Health Insurance / Benefits and Coverages
  What is meant by Pre and Post hospitalization?
  Answer: Relevant medical expenses incurred before and after hospitalisation for a specified number of days or upto a specified amount . Relevant ...
• Health Insurance / Claim Process
  What documents are needed for processing claims if the treatment has been done in a
  Answer: Following documents are required for processing the claims on reimbursement basis:1. Claim Form properly filled and signed by the claimant2. ...
• Health Insurance / Claim Process
  How does one get Reimbursements in case of treatment in non- network hospitals?
  Answer: In case of treatment in a non-network hospital, TPA will reimburse you the amount of bills subject to the conditions ...
• Personal Accident Insurance / Benefits and Coverages
  Does this policy cover medical expenses incurred due to accident?
  Answer:   Yes, some companies cover medical expenses reimbursement on payment of additional premium. These expenses are payable, in case the ...

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