Personal Accident Insurance / Benefits and Coverages What is permanent total/partial and temporary disablement? Answer: (i) When an insured person sustains accidental injuries resulting in loss of limb and is certified by a medical specialist ...
Travel Insurance / Benefits and Coverages What are the Medical tests required? Answer: Normally the insurance companies require three tests: E.C.G., Urine and Blood Sugar test but the required tests may vary from insurance ...
Travel Insurance / General Why do I need Travel Insurance? Answer: One usually travels abroad for various reasons- a pleasure trip, a business trip, a study trip etc. You do not ...
Health Insurance / General What is Health Insurance/Mediclaim? Answer: Health Insurance/Mediclaim is protection against medical costs. A health insurance policy is a contract between an insurer and an individual ...
Health Insurance / General Why do I need Health Insurance? Answer: Healthcare is expensive. Technological advances, new procedures and more effective medicines have driven up the cost of healthcare. This increase ...
Health Insurance / Benefits and Coverages What is Domiciliary Hospitalization? Answer: Domiciliary Hospitalization means medical treatment for a period exceeding three days for such illness/disease/injury which in the normal course would ...