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• Travel Insurance / Benefits and Coverages
  I am looking at some of the travel insurance plans and some of them cover
  Answer: This daily limit is daily hospitalisation allowance besides hospitalization expenses. Medical expenses limit is $200000 subject to sublimits if any ...
• Health Insurance / Claim Process
  What documents are needed for processing claims if the treatment has been done in a
  Answer: Following documents are required for processing the claims on reimbursement basis:1. Claim Form properly filled and signed by the claimant2. ...
• Health Insurance / Claim Process
  I am not keen to avail of Cash less facility. Can I go in for
  Answer: Yes. Under the Mediclaim Policy, you can opt for Cash Less as well as Reimbursement. We would advise that in ...
• Health Insurance / Claim Process
  How does one get Reimbursements in case of treatment in non- network hospitals?
  Answer: In case of treatment in a non-network hospital, TPA will reimburse you the amount of bills subject to the conditions ...
• Health Insurance / Claim Process
  What documents should one obtain before discharge from the hospital in case of cash less
  Answer: All bills in original and a discharge certificate are to be left with the hospital providing cashless treatment. The patient ...
• Car Insurance / Claim Process
  What is cash less facility and what is the benefit of cash less facility?
  Answer: Cashless facility means settlement of claims on cashless basis where the insured has to pay only deprecation amount of the ...
• Health Insurance / Benefits and Coverages
  What is Domiciliary Hospitalization?
  Answer: Domiciliary Hospitalization means medical treatment for a period exceeding three days for such illness/disease/injury which in the normal course would ...
• Travel Insurance / General
  Is travel insurance mandatory for all countries?
  Answer: Travel insurance is mandatory for Schengen visa countries. The Schengen visa basically allows the visa holder to travel to any ...
• Health Insurance / Claim Process
  What is the benefit of carrying a health card?
  Answer: The benefit of carrying the Health Card is that you and your family members get access to the cash less ...
• Travel Insurance / Benefits and Coverages
  Is there a cap on the hospital amount per day?
  Answer: Yes, in certain policies there is a cap on the hospital amount per day. Please refer to our limits of ...

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