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• Personal Accident Insurance / General
  What types of events are covered under Personal Accident Insurance?
  Answer: An accident may include events like: • Rail / Road / Air Accident.• Injury due to any collision/fall.• Injury due to ...
• Car Insurance / General
  How do I add/ delete the Hypothecation in my Car policy?
  Answer: 1.For Addition of Hypothecation: Letter from the bank / Endorsed RC copy has to be submitted. 2. In case of Deletion of Hypothecation: ...
• General / Grievances and Complaints
  What should I do if my insurer is not listening to my complaints regarding my
  Answer: The Insurance regulator , IRDA has developed Integrated Grievance Management System(IGMS) which facilitates online registration of policyholders’ complaints and helps ...
• Travel Insurance / General
  My overseas stay has been extended by 3 days. Is it covered under the 'automatic
  Answer: No, you will have to extend your policy for the required number of days by paying extra premium for the ...
• Marine Insurance
  What are the various types of coverages available in marine insurance?
  Answer: The following type of covers are available as per the International norms and generalised  worldwide for import/export of goods. All Risk Cover – ...
• Marine Insurance
  What is the minimum deductible in India under marine cargo policy?
  Answer: A minimum of 0.5% of Invoice/ Consignment Value or Rs.5000 whichever is more is the standard deductible in India. The higher excess ...
• Workmen Compensation
  What is not payable/ excluded by Workmen Compensation Insurance?
  Answer: The following conditions are not covered under the policy. Any injury by accident or disease directly attributable ...
• Workmen Compensation
  How to file claim under the Workmen Compensation Policy?
  Answer: The injured person or his dependants have to give a notice to the employer to pay Compensation as per the provisions ...
• Travel Insurance / Benefits and Coverages
  How do I know the limit of each type of expenses, what expenses are covered
  Answer: You can know the limits and coverage by clicking on the Show benefits icon against each plan. The general coverage ...
• Travel Insurance / Claim Process
  In case I lose my baggage, how do I claim?
  Answer: TPA has to be contacted to register the claim. You will have to submit the baggage loss claim form along ...

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