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• Travel Insurance / Claim Process
  Do we need to pay upfront in case of a medical treatment and then claim,
  Answer: In an emergency situation where hospitalization and/or medical evacuation are required, the insurer covers these costs upfront (subject to the ...
• Health Insurance / Benefits and Coverages
  What are first year/ second year exclusions?
  Answer: During the period of insurance cover, the expenses on treatment of certain diseases such as cataract, hernia, piles, sinusitis, benign ...
• Health Insurance / Claim Process
  What are the facilities offered by a TPA?
  Answer: 1 A 24 X 7 assistance to all policy holders through toll free number of the TPA 2 Online assistance ...
• Health Insurance / Claim Process
  Should the claim be submitted to the Insurance Company or TPA?
  Answer: The claim has to be submitted directly to the TPA for timely settlement. ...
• Travel Insurance / Benefits and Coverages
  I am looking at some of the travel insurance plans and some of them cover
  Answer: This daily limit is daily hospitalisation allowance besides hospitalization expenses. Medical expenses limit is $200000 subject to sublimits if any ...
• Car Insurance / Benefits and Coverages
  What are the risks covered by the Comprehensive policy?
  Answer: Comprehensive insurance policy covers your vehicle against following risks: Natural calamities Man-made calamities Personal accident Third party legal liability Any permanent injury /death of a ...
• Car Insurance / Renewal
  What if my current policy is already expired?
  Answer: You can still renew your policy after your vehicle inspection is complete. Insurance companies may apply additional loading on premium ...
• Car Insurance / Discounts
  What is No Claim Bonus (NCB)?
  Answer: If no claim is made during the policy period, No Claim Bonus (NCB) on OD premium is offered on renewals ...
• Car Insurance / Claim Process
  What is cash less facility and what is the benefit of cash less facility?
  Answer: Cashless facility means settlement of claims on cashless basis where the insured has to pay only deprecation amount of the ...
• Personal Accident Insurance / General
  Should I and family members undergo any medical test to get this Insurance?
  Answer: No, medical tests are not required. ...

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