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• Personal Accident Insurance / Claim Process
  What does the family/next of kin need to do in the event of claim?
  Answer: In the event of claim, your family/next of kin needs to intimate the company in writing, or over the phone at ...
• Car Insurance / General
  If my No Claims Bonus (NCB) has been earned in another country, is it still
  Answer: An insured may be granted NCB on a new policy taken out in india as per entitlement earned abroad,provided the ...
• Car Insurance / General
  What is No Claims Discount (NCD) or No Claims Bonus?
  Answer: They are same.This is the term used to describe the discount insurance companies give policyholder when they have not made ...
• Personal Accident Insurance / General
  What types of events are covered under Personal Accident Insurance?
  Answer: An accident may include events like: • Rail / Road / Air Accident.• Injury due to any collision/fall.• Injury due to ...
• Personal Accident Insurance / General
  What is the basis of arriving at the sum insured?
  Answer:   Sum insured is based on various factors namely :(1) income from gainful employment, (2) type of occupation, (3) age ...
• Personal Accident Insurance / Benefits and Coverages
  Does Personal Accident Insurance offer coverage against terrorism and acts of terrorism?
  Answer: Yes, it offers coverage against terrorism and acts of terrorism, other terms, conditions & exclusions applicable. ...
• Car Insurance / General
  How do I add/ delete the Hypothecation in my Car policy?
  Answer: 1.For Addition of Hypothecation: Letter from the bank / Endorsed RC copy has to be submitted. 2. In case of Deletion of Hypothecation: ...
• Travel Insurance / General
  I have made payment for instant travel insurance policy and the amount has been deducted
  Answer: In some companies like Bajaj and HDFC Ergo, when you make payment, a transaction number is generated. Kindly note that ...
• Travel Insurance / General
  I have taken a travel insurance policy but my travel dates have changed(postponed). Can I
  Answer: If you wish, you can use the same policy if your travel start date is within 15 days of the ...
• Travel Insurance / General
  I have taken an instant travel insurance policy but there are some mistakes like spelling,
  Answer: You can put in a service request using the link given below: http://www.insurancepandit.com/support/service_request.php You will get the endorsement on the same day ...

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