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• Health Insurance / Claim Process
  I am not keen to avail of Cash less facility. Can I go in for
  Answer: Yes. Under the Mediclaim Policy, you can opt for Cash Less as well as Reimbursement. We would advise that in ...
• Travel Insurance / General
  Is travel insurance mandatory for all countries?
  Answer: Travel insurance is mandatory for Schengen visa countries. The Schengen visa basically allows the visa holder to travel to any ...
• Health Insurance / General
  I have sent in the filled proposal form and paid for my health insurance policy.
  Answer: Generally, once you have submitted the proposal form and medical tests if required and made payment, you  receive your policy on ...
• Travel Insurance / Benefits and Coverages
  Is pregnancy covered in overseas health insurance policy?
  Answer: No, infact it is one of the exclusions of travel health insurance.  However in the event of acute complications in the course ...
• Travel Insurance / Benefits and Coverages
  I am over 70 years old. Do I need to take medical tests?
  Answer: Now, travel insurance plans without medical tests are available for all ages, even above 70 years.You can check these plans ...
• Health Insurance / Benefits and Coverages
  What is Domiciliary Hospitalization?
  Answer: Domiciliary Hospitalization means medical treatment for a period exceeding three days for such illness/disease/injury which in the normal course would ...
• Health Insurance / Benefits and Coverages
  Can a person have more than one Health policy?
  Answer: Yes. But each company will pay its rateable proportion of the loss, liability, compensation, costs or expenses. E.g. If a ...
• Health Insurance / Portability
  I am currently covered under group health insurance along with my family members. Can I
  Answer: Yes, with the launch of health insurance portability from 1st october,2011,you can switch from group health policy to individual or ...
• Health Insurance / General
  I am already having health insurance and want to increase sum insured,what should i do.
  Answer: You can take super top up plan and increase your sum insured to desired level.For details please visit the link ...
• Health Insurance / General
  I had health insurance 4 years back. How can I renew it?
  Answer: You can renew your health policy only within 15 days of expiry of the previous policy(as per IRDA regulation).The company ...

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