Any medical emergency that may threaten the life of the insured would be considered a life threatening condition.

Life Threatening Medical Condition means a medical condition suffered by the Insured person which has the following characteristics:

-Markedly unstable vital parameters (blood pressure, pulse, temperature and respiratory rate:or

-Acute impairment of one or more vital organ systems (involving brain, heart, lungs, liver, kidneys and pancreas); or

-Critical care being provided, which involves high complexity decision making to assess, manipulate and support vital system functions to treat single or multiple vital organ failures and requires interpretation of multiple physiological parameters and application of advanced technology; or

-Critical care being provided in critical care area such as coronary care unit, intensive care unit, respiratory care unit, or the emergency department; and certified by the attending Medical Practitioner as a Life Threatening Medical Condition.