Though the features may vary from insurer to insurer, some basic features are:

1 Reimbursement for Hospitalization due to illness/disease/ surgery.

2 Reimbursement for Domiciliary Hospitalization expenses in lieu of Hospitalization.

3 Pre-hospitalization expenses

4 Post-hospitalization expenses

5 Ambulance Charges

6 Cashless Access

7 Income Tax Benefit etc