Max Bupa introduced new heartbeat health policy suitable for Indian Joint Family. It allows you to cover not just your spouse or your kids, but each and every member of your family under just one policy. You can cover
upto 13 relationships in your family (e.g.your parents, in-laws,brothers, sisters, spouse, kids etc)

You can select the sum insured in two ways:

1. Individual Sum Insured: An individual insurance cover for each Insured Person. The Individual Sum Insured is same for all family members.
2. Floater Sum Insured: A floating insurance cover that is available to all family members and can be used once Individual Sum Insured is exhausted. This provides flexibility for families to decide their optimal cover.