Questions in Benefits and Coverages

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• How do I include third party insurance in my travel insurance? As I have already obtained International Driving Permit from local RTO. Do all travel insurance plans include this or which company provides this and under which plan?

  The overseas travel policy covers personal liability only, the third party liability arising out of your driving is not covered under any
  8332 views
• I have taken a rental car abroad. Is the damage to the rental vehicle covered under overseas health insurance policy?

  No, it is one of the exclusions of the policy. Kindly refer the policy wording for further details.
  10589 views
• What is trip cancellation and interruption benefit and what is covered in it?

  Trip Cancellation Benefits: This benefit pays up to the Sum Insured as specified in the policy Schedule for tripsthat are
  4343 views
• I am looking at some of the travel insurance plans and some of them cover up to $200,000, but on the same note, it says hospitalization maximum limit is $25 per day.Can you please clarify this?

  This daily limit is daily hospitalisation allowance besides hospitalization expenses. Medical expenses limit is $200000 subject to sublimits if any
  12833 views
• I am going for pilot training. Does my overseas health insurance cover medical expenses to treat the injuries sustained during the training period?

  No, your overseas health insurance policy does not cover the medical treatment for injuries sustained during training. You will have
  9868 views
• Is pregnancy covered in overseas health insurance policy?

  No, infact it is one of the exclusions of travel health insurance.  However in the event of acute complications in the course
  13737 views
• What are the things to look for while choosing student travel insurance plan?

  While choosing the right travel insurance plan, students should keep some important things in mind. Is this particular student travel insurance
  12884 views
• What is the point of buying overseas medical insurance if it does not cover pre-existing medical conditions? These are the ones we need to get covered. Probability of other illnesses is very low anyway.

  Even though the insurance will not cover pre-existing conditions, it will cover other conditions that were not pre-existing or unrelated
  12727 views
• My mother has diabetes and she needs to take insulin injection every day. Is that covered in overseas medical insurance?

  No. That would be considered as a pre-existing condition and hence would NOT be covered.
  11567 views
• Is there a cover for pre-existing medical conditions?

  Pre existing diseases are excluded from the scope of travel health insurance policies. But some companies namely Religare(cover up to 10%
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Travel Insurance