C

• Can I get a refund if there is change of plan?
  Yes, you can get the refund after fulfilling the requirement of cancellation of policy .The original policy amount will be deducted by the cancellation charges. ...
• Can I continue my treatment of the disease which happened during my travel abroad, in the home country, after expiry of my policy?
  If the Third Party Administrator (TPA) advises that the continued treatment in the republic of India is appropriate, then the company will pay the medical ...
• Can a person have more than one Health policy?
  Yes. But each company will pay its rateable proportion of the loss, liability, compensation, costs or expenses. E.g. If a person has Health Insurance from ...
• Can I cancel my policy and if yes will I get my premium back?
  Yes, the insured can cancel the policy at any time. In such a case, the company shall allow a refund of premium at company’s short ...
• Can I get Cash less facility / Reimbursement in the case of pre-existing diseases?
  Pre-Existing diseases are excluded in Mediclaim Policy. TPA’s doctor panel will verify / check the inception of disease based on your medical records and in ...
• Can any claim be rejected or refused?
  Yes, the claim, which is not covered under the policy conditions, can be rejected. In case you are not satisfied by the reasons for rejection, ...
• Can I renew my Car insurance with another insurance company?
  Yes, You can renew your car insurance with any other insurer, including the No Claim Bonus (NCB) accrued with your earlier insurer. ...
• Can I Renew my policy from Current Third Party to Comprehensive ?
  yes you can, but your vehicle needs to be inspected before it can be renewed to comprehensive policy. ...
• Can I cancel my PA policy ? Will I get a refund of premium if I cancel my policy?
  Yes, you can cancel the policy. However, refund of premium will be on short period rates. Please go through the policy terms and conditions for complete ...
• Can a cover be granted to a proposer where war and war like situation prevails?
    Under normal circumstances where war and or warlike situation prevails PA cover is not offered. ...
• Can a NRI take Personal Accident policy?
  No, NRIs are not covered under this policy. ...
• Can I buy Overseas Travel Insurance If I am traveling on an immigrant visa?
  Yes, you can buy Overseas Travel Insurance even if you are traveling on an immigrant visa (e.g. H1-B Visa, Work permit, Green Card or Permanent ...
• Can a minor become assignee in travel insurance?
  Yes, a minor can be assignee in travel insurance. ...
• Can I take two travel insurance policies for my trip abroad?
  Yes, you can but in case of claim, each policy will pay its rateable proportion. As per policy wording: 'If at the time of any claim ...
• Can we add our new born to our existing family/family floater health policy?
  Some insurance companies allow mid term inclusion of infants once they are three months old while the others allow inclusion of members only at the ...
• Can the travel dates be adjusted after the grant of visa?
  Yes, you can get the dates changed before your policy start date by emailing us the request for the same. After your policy start date, travel dates ...
• Can I discuss the basic travel insurance requirement on phone with your executive?
  Yes. Our customer care executives are available from 9 a.m. to 9 p.m. IST to answer your insurance related queries. You may give us a call ...
• Can we purchase insurance policy for more than 182 days in the first instance (instead of extension) as the VISA and Passport are valid upto 2022?
  No, single trip travel insurance is available for 180/182 days only and can be further extended 7-10 days before expiry of the policy. ...
• Can doctors professional indemnity insurance be ported to new insurance company as in the case of health insurance and motor insurance and does the new insurer give the benefit of retroactive coverage for cases which may arise in previous policy years?
  Yes, the insurance can be purchased from the new insurer before the expiry of the current professional indemnity policy subject to nil claims declaration on ...