Your travel insurance plan covers outpatient care and dental care as well (subject to terms and conditions of the policy). For sum insured or coverage, you must refer to your policy document. Each plan has a deductible amount of US$ 50 toUS$100 which you have to pay from your pocket; anything above that is payable by the insurance company. For claim procedures of different insurers, please refer the link:

https://www.insurancepandit.com/travel/travel_claim_assistance.php