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• How much of the hospital expenses are covered by the policy? Is it 100%?
  Hospital expenses shall be reimbursed in excess of the deductible and up to the sum(s) insured applicable to each cover. http://www.insurancepandit.com/travel/travel_insurance.php ...
• How can I make any change (addition/deletion/change in name or address etc) in my present overseas travel insurance policy?
  For any endorsement before departure date, please put a service request using the link given below: http://www.insurancepandit.com/support/service_request.php After departure date, a copy of passport would be required for ...
• How do I know the limit of each type of expenses, what expenses are covered or not?
  You can know the limits and coverage by clicking on the Show benefits icon against each plan. The general coverage and exclusions are also given ...
• How and where can I register a claim? What are the documents required?
  Overseas Hospitalisation Claim, if payable as per policy terms and conditions, is cashless worldwide. You have to register a claim at the Alarm Centre of the ...
• How do I get a list of network hospitals of TPA?
  Along with your ID card, you will get a kit comprising of a Guide Book and List of Network Hospitals. You can also download the ...
• How can I check the status of my claim?
  You can call the helpline number of your TPA or check on their site using your Policy number or member id. Helpline numbers and links ...
• How does one get Reimbursements in case of treatment in non- network hospitals?
  In case of treatment in a non-network hospital, TPA will reimburse you the amount of bills subject to the conditions of the policy taken by ...
• How to buy insurance online?
  Step 1 Select the type of insurance you want to buy on http://www.insurancepandit.com and then put your details such as date of birth, sum insured etc ...
• How do I add/ delete the Hypothecation in my Car policy?
  1.For Addition of Hypothecation: Letter from the bank / Endorsed RC copy has to be submitted. 2. In case of Deletion of Hypothecation: NOC / Endorsed RC copy ...
• How should I change the registration address or any vehicle information on the policy?
  For any change or correction in registration address/ Vehicle Information you need to submit RC copy along with a request letter. ...
• How to file claim under the Workmen Compensation Policy?
  The injured person or his dependants have to give a notice to the employer to pay Compensation as per the provisions of the Act. Upon the ...
• How do I include third party insurance in my travel insurance? As I have already obtained International Driving Permit from local RTO. Do all travel insurance plans include this or which company provides this and under which plan?
  The overseas travel policy covers personal liability only, the third party liability arising out of your driving is not covered under any Indian overseas policy. For further ...
• How is the premium to be paid? If we pay by credit card, do you accept payment via a USA credit card?
  The premium can be paid through credit card, debit card or netbanking. Some of the payment gateways accept international cards while others do not. You ...
• How are the “Customary and Reasonable” charges determined for specific expenses that might be incurred here in USA? Do you have a list of the customary and reasonable charges that would apply here for common types of treatment?
   "Reasonable & Customary charges" means the charges for services or supplies, which are the standard charges for the specific provider and consistent with the prevailing ...