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• My parents are quite healthy and coming to USA to visit us. Do we really need overseas medical insurance for them?
  Overseas medical insurance is for future financial protection for medical problems. As future medical problems or injuries/accidents can't be predicted and medical treatment in USA ...
• My mother has diabetes and she needs to take insulin injection every day. Is that covered in overseas medical insurance?
  No. That would be considered as a pre-existing condition and hence would NOT be covered. ...
• My Policy is expired. Am I still eligible for NCB?
  You are still eligible for NCB if you renew your policy with in 90 days of expiry of previous policy. After 90 days you will ...
• My mother is hurt during transit,will medical expenses incurred to treat her are covered?
  Accident means a sudden, unforeseen, uncontrollable and unexpected physical event to theInsured Person caused by external, violent and visible means occurring during the Insured Period.It ...
• My travel medical policy has expired and I forgot to extend same. Can I get it extended now?
  Insurance companies generally provide three days grace period to get your travel medical insurance policy extended provided there is no claim in the expired policy. ...
• My trip has been cut short. Can I get a refund for the remaining duration?
  Some companies provide refund on early return provided there are a minimum specified number of days left. On the other hand some companies do not provide ...
• My parents are travelling to US. I need help on filling the right policy end date. They will fly back on 27th and reach delhi on 28th. Does it mean their policy end date is 27th or 28th?
  Select 28th as your Travel end Date to get the coverage till 28th. Policy end date should be the date when you are reaching India. ...
• My overseas stay has been extended by 3 days. Is it covered under the 'automatic extension of the policy for 7 days' clause?
  No, you will have to extend your policy for the required number of days by paying extra premium for the same. Automatic extension of the ...
• My mom is travelling to the UK next month. Do the Schengen countries include UK?
  No, UK is not included in the Schengen countries. Please select the worldwide excluding USA/Canada plan. https://www.insurancepandit.com/travel/travel_insurance.php ...
• My parents are visiting me in USA. They plan to stay for 5 months but may have to go back earlier. In this case, will I get a refund of the money I paid for travel insurance for the remaining period?
  You must select a plan with ‘refund on early return’ benefit. Then, if your parents have to return early and there has been no claim in the ...