You must first check if your policy has trip cancellation clause. If the policy has this benefit, you can claim under the same. The Company will pay this benefit upto Sum Insured as specified in the Policy for trips that are canceled before the scheduled departure date due to the reasons mentioned in the policy wording. The Company will reimburse for the forfeited, nonrefundable prepaid payments, made prior to the Insured/Insured Person’s departure date.

This benefit is payable if the trip is cancelled due to unforeseen disease, illness, injury, or death of the Insured /
Insured Person’s family member. Disease, injury or illness must be so disabling as to reasonably cause a trip to be canceled or interrupted