Though the features may vary from insurer to insurer, some basic features are:
1 Reimbursement for Hospitalization due to illness/disease/ surgery.
2 Reimbursement for Domiciliary Hospitalization expenses in lieu of Hospitalization.
3 Pre-hospitalization expenses
4 Post-hospitalization expenses
5 Ambulance Charges
6 Cashless Access
7 Income Tax Benefit etc