Hospitalization expenses incurred as an in-patient in a Hospital include:

1. Room, Boarding Expenses as provided by the Hospital/Nursing Home.

2. Nursing Expense.

3. Fees of Surgeon, Anesthetist, Medical Practitioner, Specialists, Consultants.

4. The cost of anaesthesia, diagnostic tests, medicines, blood, oxygen, appliances like pacemaker, artificial limbs and organs, operation theatre charges, Dialysis, Chemotherapy, Radiotherapy and similar expenses.